Terms of Use / Disclaimer

By accessing this website (“EU-SK Website”), you acknowledge the legally binding nature of the Terms of Use and Disclaimer set forth herein (“Terms of Use”).

Please also review the additional legal information applicable to your country. If you do not agree to these Terms of Use, you may not access any further pages of the EU-SK Website.
These Terms of Use, as well as all information and materials on the EU-SK Website, are subject to change without prior notice.

Access is subject to local restrictions

Neither the EU-SK website nor the information and features contained on the website are directed at or intended for persons residing in jurisdictions where (1) the dissemination of such information or features is unlawful, or (2) such distribution is prohibited without prior authorization or approval from the relevant branch, subsidiary, or affiliate of EU-SK, and such authorizations or approvals have not been obtained.

Services and Products

Products and services featured on the EU-SK website may not be available to residents of certain countries or to certain categories of investors. Important information on this subject can be found in the applicable terms and conditions, such as distribution restrictions or important special notices.

The material provided on the EU-SK website does not address the specific investment objectives, financial situation, or particular needs of any specific user. All reports published on the EU-SK website are for informational purposes only. They are expressly not to be construed as advertising or an offer to buy or sell securities or related financial instruments. Unless expressly stated otherwise, all price information is non-binding. No representation or warranty, express or implied, is made regarding the accuracy, completeness, or reliability of the material. The information provided here does not constitute a complete statement regarding the securities, markets, or developments to which it relates. The material provided here does not relieve the user of the need to make their own decisions. Any views expressed are subject to change without notice and may differ from or contradict the views held by other business units or groups within EU-SK due to differing assumptions and criteria. EU-SK is under no obligation to update or keep the information contained herein current.

No Offer

The information contained on the EU-SK website is provided for informational purposes only. Information published on the EU-SK website does not constitute advertising, an offer, or a recommendation to buy or sell investment instruments, to execute transactions, or to engage in any type of legal transaction.

It is not the intention of EU-SK to provide investment, legal, or tax advice through the EU-SK website. EU-SK makes no representation that the securities or services discussed herein are suitable for any investor. Seek the advice of a professional financial advisor before making any investment decisions.

Forward-Looking Statements

The EU-SK website may contain “forward-looking statements.” Although these forward-looking statements reflect EU-SK’s views and expectations regarding the future, a number of risks, uncertainties, and other important factors could cause actual developments and results to differ materially from EU-SK’s expectations. EU-SK is under no obligation (and expressly disclaims any such obligation) to update or revise its forward-looking statements, whether as a result of new information, future events, or otherwise.

No Warranty

The information and materials on the EU-SK website are provided “as is” and “as available.” EU-SK makes no representations or warranties of any kind, express or implied, regarding the information and functions on the EU-SK website, including, without limitation, warranties of copyright and other rights, merchantability, and fitness for a particular purpose. Without limiting the foregoing, EU-SK does not warrant the accuracy, timeliness, completeness, reliability, or availability of the EU-SK website or the information or results obtained from using this website, nor does it warrant that the EU-SK website is free of viruses or errors. 

Disclaimer

To the extent permitted by law, neither EU-SK nor any of its directors, employees, or agents shall be liable in any way for any direct or indirect losses, claims, costs, demands, expenses, or damages of any kind, whether based on contract, tort, or any other legal theory, arising out of or in connection with the use of these websites. This includes liability arising from negligence and applies even if EU-SK was aware of the possibility of such consequences.

Links

The EU-SK website may contain third-party content or links to third-party websites. This content and these links are provided solely for the convenience of users and for informational purposes. EU-SK has no control over third-party content or websites, assumes no responsibility or liability for such content or websites, and makes no representations regarding them. This includes, among other things, the accuracy, content, quality, or timeliness of these websites. EU-SK is not liable for third-party content or websites, nor for websites that link to the EU-SK website or display it in frames. 

Intellectual property rights

All rights, titles, and interests (including copyrights, trademarks, patents, and other intellectual property rights, as well as any other rights) in, to, and arising from all information and content (including all text, data, graphics, and logos) on the EU-SK website remain with EU-SK or the respective rights holder. Individual pages and/or parts of the EU-SK website may be printed exclusively for private or internal use, and only to the extent that the respective printout contains all relevant notices regarding copyrights and other proprietary rights. Users are prohibited, among other things, from modifying, copying, transmitting, distributing, displaying, performing, reproducing, publishing, or licensing any information, text, graphics, images, video clips, directories, databases, lists, or software originating from the EU-SK website, in whole or in part, without the prior written consent of EU-SK; to create derivative works based on such content; or to use it in any other manner for commercial or public purposes. Without the written permission of EU-SK, it is prohibited to systematically retrieve content from the EU-SK website (whether through robots, spiders, automated or manual means) for the purpose of directly or indirectly compiling a collection, database, or directory, or linking to the EU-SK website.

The key symbol and EU-SK are among the registered and unregistered trademarks of EU-SK. Other marks may be trademarks of their respective owners. Except as described above, the use of EU-SK trademarks for any purpose is prohibited without the written permission of EU-SK

Use of Artificial Intelligence

The search engine on the EU-SK website is powered by artificial intelligence (AI), which may sometimes produce incorrect or unexpected results. Please always verify the results to ensure that the information provided is accurate and appropriate, for example by reviewing the referenced document. You bear sole responsibility for all decisions and actions taken based on the results. 

Electronic Communication (Email)

The Internet is a universally accessible medium. Standard emails sent over the Internet are neither confidential nor secure. Instead, they may be viewed, intercepted, or altered by third parties, or they may be lost. Emails may cross national borders, even if both the sender and the recipient are located within the country. You must therefore use a secure channel for your communications with EU-SK, provided that EU-SK makes one available. Under no circumstances should you send personal or confidential information, in particular any account details, in standard emails.

Unless expressly stated otherwise, EU-SK does not accept any orders or instructions sent via email or other electronic messaging systems. EU-SK is not liable to you or any other party for any damages arising in connection with messages sent to EU-SK via standard email or any other electronic messaging system.

Severability Clause

If any provision of these Terms of Use is deemed invalid, illegal, or unenforceable by a competent court or authority under applicable law, such provision shall be deemed severable from these Terms of Use. However, this shall not affect the validity, legality, and enforceability of the remaining provisions of these Terms of Use under the laws of the relevant country or any other country. 

Conflicting Provisions in Additional Terms and Conditions

Certain webpages or sections of the EU-SK website may contain additional terms, conditions, information, or disclaimers (collectively, “Additional Terms and Conditions”). In the event of a conflict between these Terms of Use and the Additional Terms and Conditions, the provisions of the Additional Terms and Conditions shall apply to the respective webpages or sections.

Last updated: January 2026